We’ve all been there. A flu that goes on for weeks or an ankle sprain that has you sofa-bound for a fortnight. For full-time employees, there's a safety net. For flexible, or self-employed workers? It often means no work, no pay.
That's why we created Onsi Personal Accident & Sickness Cover – to support the people who keep your business moving. Providing peace of mind and financial protection when life takes an unexpected turn.
The reality for flexible workers
Let's talk numbers: the average UK worker takes 7.8 sick days each year*.
For many flexible workers, being unable to work for an extended period can be financially devastating. With no sick pay to fall back on, a serious illness or injury that means they are unable to work for weeks, which can quickly turn into a crisis.
Meaning many consider: Do I work through this illness? Can I afford to rest and recover properly?
Introducing personal protection (finally!)
Today we're launching something we're genuinely proud of: protection that flexible workers can purchase for themselves, that gives them peace of mind if they are injured or unwell.
For just £8/month, Onsi members get:
£40 daily accident pay – Up to 28 days (after 7 days off work)
£40 daily sickness pay – Up to 28 days (after 7 days off work)
£20,000 accidental death cover – Paid to their chosen beneficiary
£20,000 permanent disability cover – Providing financial support for long-term conditions
No complex terms. No hidden fees. No long forms. Just straightforward protection when it matters most.
Three benefits your people will love
1. Genuinely affordable protection
At just £8 per month, this cover costs less than two coffees. There's no excess to pay when claiming, and no hidden fees lurking in the small print. It's protection that fits your workers' budgets and your benefits package.
2. Completely flexible terms
No long-term commitments here. Workers can cancel anytime they want without penalties or awkward conversations. This no-pressure approach means higher take-up rates and greater appreciation from your workforce.
3. True 24/7 coverage
Onsi covers your people everywhere, all the time. Whether they're on shift, driving to the supermarket, cycling with the children to school, they're protected. It's insurance that acknowledges the reality of modern life.
Why this matters for your business
In today's competitive market, offering meaningful benefits isn't just nice – it's necessary. When you provide Onsi Personal Accident & Sickness Cover, you're:
Enhancing your worker value proposition – Stand out in a crowded market
Demonstrating genuine care – Show you understand your workforce's real needs
Improving financial wellbeing – Reduce stress and help workers make better health decisions
Adding a benefit with zero administrative burden – We handle everything
Let's talk
Ready to show your workers you've got their backs?
Drop us a line at hello@onsi.com – we'd love to chat about bringing this protection to your people.
*Source: CIPD 2023
