A sudden illness or injury doesn't just affect your health - it can disrupt your income, stability, and peace of mind. For independent workers without traditional employer benefits, even a short period of being unable to work can create significant financial pressure.

Key Benefits:

• Affordable – Just £8/month, with no hidden fees or extras.

• Cancel anytime – No long-term commitment - cancel your cover whenever you want.

• 24/7 protection – You’re covered whether you become injured or unwell whilst working, commuting, or enjoying your free time.

A safety net for today's workforce

That’s why we’re introducing Personal Accident & Sickness Cover — a simple, flexible way for members to protect themselves financially if they become too sick or injured to work.

This new, member-paid benefit is fully integrated into the Onsi app — making it easy to discover, purchase, and claim against, without leaving the platform.

With Personal Accident & Sickness Cover, members can:

• Get 24/7 cover

• Receive daily payments if they can’t work

• Purchase and manage cover via the Onsi app

• Submit claims quickly — powered by Onsi’s award winning digital claims experience

• Pay monthly and cancel anytime with no fees

This benefit complements Onsi Protect and gives members more control over their safety net, especially in industries where coverage can be inconsistent or unavailable.

A simple, guided in-app experience

From discovery to purchase, the process is quick, transparent, and designed around member needs.

Browse available benefits in the redesigned member marketplace + clear explanation of coverage details and exclusions.

Transparent pricing and overview of the purchase + immediate confirmation of your new coverage.

What’s included

• Daily benefit payments if a member can’t work due to illness or injury for more than 7 days, up to 28 days.

• Coverage for both accidents and short-term sickness

• No long forms, qualification questions, or paperwork required

• All legal, underwriting, and cancellation info available before purchase

All policy details are clearly presented before purchase + transparent information about coverage provider and terms.

What existing Onsi partners should know

• The product is fully optional and member-paid

• No partner-side implementation or administration is required

• Can be enabled across all member groups, or targeted to specific segments

• Helps reinforce your programme’s value and deepen member trust

To learn more or to enable this benefit for your members, speak to your Onsi Customer Success Lead or email partners@onsi.com.